Erie Insurance – Employment Practices Liability (EPL) 2019

Erie Insurance – Employment Practices Liability (EPL) 2019


In light of the recent news here’s a
question every business owner should consider. How well is your company
protected against lawsuits including discrimination, wrongful termination and
sexual harassment in the workplace? If an employee or a customer made a claim, true
or not, could your business afford the legal costs? That’s why it’s important to
review your business insurance and consider updating your coverage.
Erie Insurance can help protect you and set you up with the right amount of
coverage for your size of business and at a competitive price. Imagine for
example, local restaurant owner Joe. Joe is known around town for his successful
pizza parlors – the calzones are to die for! Last month one of his cooks, Scott,
was let go after being written up three times for being tardy. While Joe hates
firing any employee, he really didn’t have any choice but to let Scott go. A
few weeks later, Joe received a letter from Scott’s attorney that Scott was
suing him for wrongful termination. Joe was shocked and worried! He knew that
more often than not these cases settled for tens of thousands of dollars – an
amount that could very well put him out of business.
Even though he had followed proper hiring practices and done nothing wrong,
he knew he’d have to hire a lawyer to defend the business and possibly gear up
for a court case. Fortunately Joe had purchased insurance coverage from Erie
Insurance. He remembered discussing Employment Liability Risk with his local
agent Kristin and he had ultimately decided to add Employment Practices
Liability Insurance to his policy. When he called Kristin to find out what his
options were, she explained that the coverage he had would cover liability
damages and defense costs from charges brought against him from employees. He
was relieved he’d followed his agents guidance. Also as an ERIE customer Joe
has access to loss prevention information at no cost and could call a
legal advice helpline supported by an employment defense law firm.
Plus he has access to scores of online resources including sample employee
handbooks policies and checklists and a library of online training programs. And
because Joe’s business routinely deals with the public, he added the third-party
coverage to his account to protect him from any allegations made against his
employees for discrimination or harassment. With Erie Insurance in his
corner Joe could rest easy and focus on more important things like which pizza
should be on special this month – meat lovers or veggie? Because Joe
followed proper HR practices Scott’s case was ultimately dismissed. But what a
good feeling Joe had knowing he had ERIE in his corner. Like Joe you could face
similar liability and it’s crucial that you’re protected with a variety of
limits available from ten thousand dollars to two million dollars. We have
coverage that can meet your business’s needs and fit your budget. Talk to an
Erie Insurance agent today.

Leave a Reply

Your email address will not be published. Required fields are marked *